Terms and Conditions
By using the information, tools, features and functionality located on PR (together the "Service"), you agree to be bound by this Agreement, whether you are a "Visitor" (which means that you simply browse the PR website) or you are a "Member" (which means that you have registered with Money Maker). The term "you" or "User" refers to a Visitor or a Member. If you wish to become a Member, and make use of the Service, you must read this Agreement and indicate your acceptance during the Registration process. You may not use the Service and you may not accept this Agreement if you are not of a legal age to form a binding contract with PR. If you accept this Agreement, you represent that you have the capacity to be bound by it or if you are acting on behalf of a company or entity that you have the authority to bind such entity. Before you continue, you should print or save a local copy of this Agreement for your records.
For information about data protection practices, please read Privacy and Security Policy, which is hereby incorporated into this Agreement. This policy explains how treats your personal information when you access and use the Service. The policy may be updated from time to time at our discretion. Changes will be effective upon posting to the site.
The Service is a personal finance information management service that allows Members to consolidate and track their financial information on . Based on such information, the Service may also present information relating to third party products or services (" Offers").
The Service is meant as an aid to assist you in organising and managing your finances. It is not intended to provide legal, tax or [financial advice] to form any legal binding contract and professional advice should be sought in terms of any mortgage, insurance or legal transaction. If you arrange any insurance product as a result of using , it will be done so on an execution only basis which provides no advice if you do not interact with a qualified financial advisor.
PR cannot always foresee or anticipate technical or other difficulties which may result in failure to obtain data or loss of data, personalisation settings or other service interruptions. We cannot assume responsibility for the timeliness, accuracy, deletion, non-delivery or failure to store any user data, communications or personalisation settings. For example, when displayed through the Service, Account Information is only as fresh as the time shown.
Some parts of the Service are supported by [sponsored links from advertisers] and display Offers that may be custom matched to you based on information stored in the Service, queries made through the Service or other information. We will always disclose when a particular Offer is sponsored.
In connection with Offers, the Service will provide links to other web sites belonging to advertisers and other third parties. does not endorse, warrant or guarantee the products or services available through the Offers (or any other third-party products or services advertised on or linked from our site), whether or not sponsored, and is not an agent or partner or otherwise responsible for the activities or policies of those web sites. pr does not guarantee that the any investment, plan or other service terms, rates or rewards offered by any particular advertiser or other third party on .i.e. are actually the terms that may be offered to you if you pursue the offer or that they are the best terms or lowest rates available in the market.
You agree and understand that you are responsible for maintaining the confidentiality of your password which, together with your LoginID e-mail address, allows you to access the Service. That Login ID and password, together with any mobile number or other contact information you provide form your "Registration Information."
By providing us with your e-mail address, you agree to receive all required notices electronically, to that e-mail address. It is your responsibility to update or change that address, as appropriate. Notices will be provided in HTML (or, if your system does not support HTML, in plain text) in the text of the e-mail or through a link to the appropriate page on our site, accessible through any standard, commercially available internet browser.
If you become aware of any unauthorised use of your Registration Information, you agree to notify us immediately at the email address at info@maker.ie
Your right to access and use PR and the Service is personal to you and is not transferable by you to any other person or entity. You are only entitled to access and use pr for lawful purposes.
Accurate records enable pr to provide the Service to you. You must provide true, accurate, current and complete information about your accounts, as requested in our "factfind" setup forms, and you may not misrepresent your Registration Information. In order for the Service to function effectively, you must also keep your Registration Information up to date and accurate. If you do not do this, the accuracy and effectiveness of the Service to you will be affected.
Your access and use of pr may be interrupted from time to time for any of several reasons, including, without limitation, the malfunction of equipment, periodic updating, maintenance or repair of Maker or other actions that, in its sole discretion, may elect to take.
pr may from time to time provide automatic alerts and voluntary account-related alerts.
Automatic alerts may be sent to you following certain changes made online to your pr account, such as a change in your Registration Information.
Electronic alerts will be sent to the email address you have provided as your primary email address for pr. If your email address or your mobile device’s email address changes, you are responsible for informing us of that change. You can also choose to have alerts sent to a mobile device that accepts text messages. Changes to your email address or mobile number will apply to all of your alerts.
Because alerts are not encrypted, we will never include your passcode. However, alerts may include your Moneymaker.ie Login ID and some information about your accounts. If you do not want to receive any particular alert, simply inform your financial advisor, franchisee by email and they will be switched off.
The contents of PR, including its "look and feel" (e.g., text, graphics, images, logos and button icons), photographs, editorial content, notices, software (including html-based computer programs) and other material are protected under both Irish and other applicable copyright, trademark and other laws. The contents of Money Maker.ie belong or are licensed to Money Maker or its software or content suppliers. Money Maker grants you the right to view and use Moneymaker.ie subject to these terms. You may download or print a copy of information provided on Moneymaker.ie for your personal, internal and non-commercial use only. Any distribution, reprint or electronic reproduction of any content from Moneymaker.ie in whole or in part for any other purpose is expressly prohibited without our prior written consent.
You agree that you will not:
THE CONTENT AND ALL SERVICES AND PRODUCTS ASSOCIATED WITH PR OR PROVIDED THROUGH THE SERVICE (WHETHER OR NOT SPONSORED) ARE PROVIDED TO YOU ON AN "AS-IS" AND "AS AVAILABLE" BASIS. MONEY MAKER MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE CONTENT OR OPERATION OF MONEY MAKER OR OF THE SERVICE. YOU EXPRESSLY AGREE THAT YOUR USE OF THE SERVICE IS AT YOUR SOLE RISK.
PR MAKES NO REPRESENTATIONS, WARRANTIES OR GUARANTEES, EXPRESS OR IMPLIED, REGARDING THE ACCURACY, RELIABILITY OR COMPLETENESS OF THE CONTENT ON MONEY MAKER OR OF THE SERVICE (WHETHER OR NOT SPONSORED), AND EXPRESSLY DISCLAIMS ANY WARRANTIES OF NON-INFRINGEMENT OR FITNESS FOR A PARTICULAR PURPOSE. MONEY MAKER MAKES NO REPRESENTATION, WARRANTY OR GUARANTEE THAT THE CONTENT THAT MAY BE AVAILABLE THROUGH THE SERVICE IS FREE OF INFECTION FROM ANY VIRUSES OR OTHER CODE OR COMPUTER PROGRAMMING ROUTINES THAT CONTAIN CONTAMINATING OR DESTRUCTIVE PROPERTIES OR THAT ARE INTENDED TO DAMAGE, SURREPTITOUSLY INTERCEPT OR EXPROPRIATE ANY SYSTEM, DATA OR PERSONAL INFORMATION.
NEITHER PR NOR THE SERVICE IS INTENDED TO PROVIDE LEGAL, TAX OR [FINANCIAL ADVICE]. The Service is intended only to assist you in your financial organisation and decision-making and is broad in scope. Your personal financial situation is unique, and any information and advice obtained through the Service may not be appropriate for your situation. Accordingly, before making any final decisions or implementing any financial strategy, you should consider obtaining additional information and advice from your accountant or other financial or investment advisers who are fully aware of your individual circumstances.
You understand and agree that any alerts provided to you through the Service may be delayed or prevented by a variety of factors. Money Maker does its best to provide alerts in a timely manner with accurate information. However, we neither guarantee the delivery nor the accuracy of the content of any alert. You also agree that Money Maker shall not be liable for any delays, failure to deliver, or misdirected delivery of any alert; for any errors in the content of an alert; or for any actions taken or not taken by you or any third party in reliance on an alert.
PR SHALL IN NO EVENT BE RESPONSIBLE OR LIABLE TO YOU OR TO ANY THIRD PARTY, WHETHER IN CONTRACT, WARRANTY, TORT (INCLUDING NEGLIGENCE) OR OTHERWISE, FOR ANY INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, EXEMPLARY, LIQUIDATED OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFIT, REVENUE OR BUSINESS, ARISING IN WHOLE OR IN PART FROM YOUR ACCESS TO MONEY MAKER, YOUR USE OF THE SERVICE OR THIS AGREEMENT, EVEN IF MONEY MAKER HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
You shall defend, indemnify and hold harmless Money Maker and its officers, directors, shareholders, and employees, from and against all claims and expenses, including but not limited to legal fees, in whole or in part arising out of or attributable to any breach of this Agreement by you.
This Agreement will continue to apply until terminated by either you or Money Maker as set out below. If you want to terminate your legal agreement with Money Maker, you may do so by closing your account for the Service. Please use the directions below to cancel your account:
PR may at any time, terminate its legal agreement with you:
The Company operates does not operate refunds policy at present.
PR may modify this Agreement from time to time. Any and all changes to this Agreement will be posted on the PR site. In addition, the Agreement will always indicate the date it was last revised. You are deemed to accept and agree to be bound by any changes to the Agreement when you use the Service after those changes are posted.
This Agreement, and your relationship with PR under this Agreement, shall be governed by Irish law without regard to its conflict or choice of law’s provisions.